{"id":2457,"date":"2022-11-09T12:28:19","date_gmt":"2022-11-09T20:28:19","guid":{"rendered":"https:\/\/nevadabenefits.com\/?p=2457"},"modified":"2022-11-09T12:38:37","modified_gmt":"2022-11-09T20:38:37","slug":"health-insurance-for-remote-workers","status":"publish","type":"post","link":"https:\/\/nevadabenefits.com\/es\/health-insurance-for-remote-workers\/","title":{"rendered":"Health Insurance for Remote Workers: What To Consider &#038; How To Find the Right Fit for Your Needs"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2457\" class=\"elementor elementor-2457\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e69daf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0e69daf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dbb6cb6\" data-id=\"dbb6cb6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-487563f elementor-widget elementor-widget-text-editor\" data-id=\"487563f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In this post-pandemic era, 58% of Americans have the opportunity to work from home at least one day each week.<br \/>\u00a0<br \/>Yet one of the biggest obstacles to having a remote team is offering healthcare.<br \/>\u00a0<br \/><em>So how can companies continue to attract and keep top-tier talent in the age of \u201cThe Great Resignation\u201d?<\/em><br \/>\u00a0<br \/>At first glance, the health insurance market may seem too antiquated to meet the needs of our modern digital workspace, but it requires a closer look.<br \/><br \/><strong>This guide will dive deeper into health insurance for remote workers, including:<\/strong><br \/>\u00a0<\/p><ul><li>How health insurance for remote employees works<\/li><li>How to find the right fit for your coverage needs<\/li><li>Remote employee health insurance options;<\/li><li>Y m\u00e1s<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-811fe4f elementor-widget elementor-widget-heading\" data-id=\"811fe4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tabla de contenido<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6ec91 elementor-widget elementor-widget-text-editor\" data-id=\"ff6ec91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><a href=\"#health-insurance-for-remote-workers-1\">More and More Companies Are Going Remote \u2014 What You Need To Know About Employee Benefits When Your Employees Work From Home<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-2\">How Does Health Insurance Work for Remote Workers?<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-3\">How Do I Provide Health Insurance Benefits for Remote Employees?<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-4\">Our Company Has Employees in Different States \u2014 How Does This Affect the Health Insurance We Offer Remote Workers?<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-5\">3 Remote Employee Health Insurance Options<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-6\">Understanding Health Insurance for Remote Workers \u2014 How Employers &amp; Employees Can Maximize Their Benefits<\/a><\/li>\n \t<li><a href=\"#health-insurance-for-remote-workers-7\">Offer the Best Health Insurance for Your Remote Workers With the Help of Nevada Benefits<\/a><\/li>\n<\/ul>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a705b7 elementor-widget elementor-widget-menu-anchor\" data-id=\"4a705b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-1\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5eaf9b elementor-widget elementor-widget-heading\" data-id=\"e5eaf9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">More and More Companies Are Going Remote \u2014 What You Need To Know About Employee Benefits When Your Employees Work From Home<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a29f27b elementor-widget elementor-widget-text-editor\" data-id=\"a29f27b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>A recent <a href=\"https:\/\/www.upwork.com\/press\/releases\/economist-report-future-workforce\" target=\"_blank\" rel=\"noopener\">survey<\/a> reported that by 2025 the number of remote workers is expected to be nearly double what it was before COVID-19. That means 36.2 million Americans could be remote, an increase of 16.8 million people from pre-pandemic rates.<\/strong><br \/>\u00a0<br \/>Companies with a remote workforce report \u2026<br \/>\u00a0<\/p><ul><li>Higher overall productivity<\/li><li>A reduction of non-essential meetings; and<\/li><li>Fewer distractions at the office<\/li><\/ul><p>\u00a0<br \/>\u2026 while remote employees boast:<br \/>\u00a0<\/p><ul><li>Higher overall productivity<\/li><li>A reduction of non-essential meetings; and<\/li><li>Fewer distractions at the office<\/li><\/ul><p>\u00a0<br \/><strong>The success that many companies have seen from remote work has impacted team structure as 52% of companies today hire remote freelancers.<\/strong><br \/>\u00a0<br \/>Employers are also expanding into the acceptance of hybrid schedules, which require only a portion of the week on-site and part at home.<br \/>\u00a0<br \/><strong>De acuerdo a <a href=\"https:\/\/www.gallup.com\/workplace\/397751\/returning-office-current-preferred-future-state-remote-work.aspx\" target=\"_blank\" rel=\"noopener\">Gallup<\/a>, Approximately 56% of full-time employees in the United States say their job can be done working from home and five in 10 are currently working hybrid schedules.<\/strong><br \/>\u00a0<br \/>These changes can leave many employers questioning if and how they can continue to provide competitive health benefits to remote employers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dfbda8 elementor-widget elementor-widget-menu-anchor\" data-id=\"1dfbda8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-2\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-851e915 elementor-widget elementor-widget-heading\" data-id=\"851e915\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How Does Health Insurance Work for Remote Workers?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546723a elementor-widget elementor-widget-text-editor\" data-id=\"546723a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re a remote worker, you may feel like your employee status lies in limbo between regular employee and freelancer.<br \/>\u00a0<br \/>But that doesn\u2019t mean you have to be left out in the cold when it comes to health insurance benefits.<br \/>\u00a0<br \/>Talk with your human resources representative. Depending on your location and the location of the workforce, the company may be able to add you to the existing company <a href=\"https:\/\/nevadabenefits.com\/es\/group-health-coverage-nevada\/\">group plan<\/a>.<br \/>\u00a0<br \/><strong>You can also work with a local insurance broker to buy <a href=\"https:\/\/www.google.com\/maps\/place\/Nevada+Benefits+Individual+%26+Employee+Benefits+Health+Insurance+Las+Vegas\/@36.1872606,-115.3037822,15z\/data=!4m5!3m4!1s0x0:0xc6966f981b864d6d!8m2!3d36.1872606!4d-115.3037822\" target=\"_blank\" rel=\"noopener\">insurance for remote workers<\/a> on the marketplace and negotiate reimbursement options with your employer.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59be326 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"59be326\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjciLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicitar presupuesto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1fad7 elementor-widget elementor-widget-menu-anchor\" data-id=\"0f1fad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-3\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b601cbf elementor-widget elementor-widget-heading\" data-id=\"b601cbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Do I Provide Health Insurance Benefits for Remote Employees?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df8b73d elementor-widget elementor-widget-text-editor\" data-id=\"df8b73d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Providing health coverage is one of the most competitive benefits an employer can offer, yet only <a href=\"https:\/\/www.kff.org\/health-reform\/perspective\/how-small-business-owners-get-health-insurance\/\" target=\"_blank\" rel=\"noopener\">half of small businesses<\/a> offer health insurance.<\/strong><br \/>\u00a0<br \/>Depending on your company \u2026<br \/>\u00a0<\/p><ul><li>Size<\/li><li>Staff management personnel; and<\/li><li>Existing benefits<\/li><\/ul><p>\u00a0<br \/>\u2026 you can propose remote employee health insurance in a few different ways.<br \/>\u00a0<br \/>Later in this article, we will dive into the details of offering \u2026<br \/>\u00a0<\/p><ul><li>Traditional health insurance<\/li><li>Health reimbursement arrangements (HRA); and<\/li><li>Travel insurance<\/li><\/ul><p>\u00a0<br \/>\u2026 as options for health insurance for remote workers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffe54ca elementor-widget elementor-widget-menu-anchor\" data-id=\"ffe54ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-4\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f0b199 elementor-widget elementor-widget-heading\" data-id=\"0f0b199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Company Has Employees in Different States \u2014 How Does This Affect the Health Insurance We Offer Remote Workers?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077a7b elementor-widget elementor-widget-text-editor\" data-id=\"2077a7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With the recent influx of remote work combined with state guidelines for insurance coverage, offering affordable and equitable health insurance for remote employees may seem daunting, especially to a small business.<br \/>\u00a0<br \/><strong>If you\u2019re a small business that employs remote workers in multiple states, you have the option of enrolling in a <a href=\"https:\/\/www.healthcare.gov\/small-businesses\/provide-shop-coverage\/business-in-more-than-one-state\/\" target=\"_blank\" rel=\"noopener\">Small Business Health Options Program<\/a> (SHOP) health insurance plan in the state where your business is primarily located.<\/strong><br \/>\u00a0<br \/>Through SHOP, you can provide coverage for your employees by:<br \/>\u00a0<\/p><ol><li>Choosing a single health plan with a multi-state or national provider network for all employees; or<\/li><li>Offering different SHOP plans in each state where your employees work. You must ensure your business meets the requirements to participate in each state\u2019s SHOP<\/li><\/ol><p>\u00a0<br \/><strong>You can also propose reimbursements to your out-of-state employees for a Multi-state Affordable Care Act Plan in which a carrier offers the same plan in more than one state.<\/strong><br \/>\u00a0<br \/><em>A multi-state plan does not necessarily mean that coverage is available across multiple states, but only that insurance companies can now offer the same plan in more than one state.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64ed857 elementor-widget elementor-widget-menu-anchor\" data-id=\"64ed857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-5\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7544d4 elementor-widget elementor-widget-heading\" data-id=\"c7544d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3 Remote Employee Health Insurance Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39b657c elementor-widget elementor-widget-heading\" data-id=\"39b657c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">#1: Traditional Health Insurance Plans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5c56a4 elementor-widget elementor-widget-text-editor\" data-id=\"d5c56a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Traditional health insurance plans may work best for companies who have:<\/strong><br \/>\u00a0<\/p><ul><li>Existing benefits with an insurance provider for its traditional employees<\/li><li>A human resources department that can handle employee benefits directly; and<\/li><li>A remote workforce that is based within one country or region where the provider operates<\/li><\/ul><p>\u00a0<br \/>If your remote employees are scattered across the globe, some traditional health insurance providers may also offer international health insurance plans.<br \/>\u00a0<br \/>International health insurance can provide:<br \/>\u00a0<\/p><ul><li>Emergency medical treatment<\/li><li>Pre-existing conditions<\/li><li>Routine procedures; and<\/li><li>More<\/li><\/ul><p>\u00a0<br \/><em>Some international health insurance plans even allow participants to choose their medical providers.<\/em><br \/>\u00a0<br \/>While the benefits of international health insurance are comprehensive, it can also be expensive for employers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97973b6 elementor-widget elementor-widget-heading\" data-id=\"97973b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">#2: Health Reimbursement Arrangements (HRA) <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0d0f08 elementor-widget elementor-widget-text-editor\" data-id=\"f0d0f08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/www.irs.gov\/pub\/irs-utl\/health_reimbursement_arrangements_faqs.pdf\" target=\"_blank\" rel=\"noopener\">Health reimbursement arrangements<\/a> (HRA) are employer-funded, account-based health plans where employees are reimbursed for qualifying medical expenses.<\/strong><br \/>\u00a0<br \/>Employers can set a fixed dollar amount per year for reimbursement and unused amounts may be rolled over to subsequent years.<br \/>\u00a0<br \/>HRA\u2019s can be offered to employees based on:<br \/>\u00a0<\/p><ul><li>Role<\/li><li>Job location<\/li><li>Hours worked; or<\/li><li>Participation in the company\u2019s current group health insurance policy<\/li><\/ul><p>\u00a0<br \/>For some types of HRA\u2019s, remote employees must purchase a health plan privately and may even use the money to pay the monthly premiums.<br \/>\u00a0<br \/><strong>Benefits to HRA\u2019s include:<\/strong><br \/>\u00a0<\/p><ul><li>Flexibility for employers to provide different benefit allowances based on employee classifications to promote equal levels of insurance<\/li><li>Flexibility for employees to choose a health insurance plan that meets their needs and lifestyle; and<\/li><li>No minimum contribution requirements<\/li><\/ul><p>\u00a0<br \/>HRA\u2019s are also tax-free as long as the employee has minimal essential coverage (MEC).<br \/>\u00a0<br \/>HRA administrative software provides a formally defined contribution plan that is free to employees and tax-deductible to the company.<br \/>\u00a0<br \/><strong>Though any sized company can offer HRA\u2019s, they are designed for small to mid-sized employers with limited HR.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-566fca5 elementor-widget elementor-widget-heading\" data-id=\"566fca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">#3: Travel Insurance \u2014 Specifically for Workers Briefly Working Outside of the Network Area<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24d5e69 elementor-widget elementor-widget-text-editor\" data-id=\"24d5e69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If your company requires employees to travel frequently to work in a foreign office or to meet with clients, it may be necessary to purchase additional <a href=\"https:\/\/www.geobluetravelinsurance.com\/mobile\/index-2.cfm?link_id=106626&amp;header=y&amp;personalized=y\" target=\"_blank\" rel=\"noopener\">travel insurance<\/a> for brief periods.<br \/>\u00a0<br \/><strong>These policies cover emergency care only and may or may not include repatriation.<\/strong><br \/>\u00a0<br \/>Routine medical care is not covered.<br \/>\u00a0<br \/>It\u2019s important to read the terms and conditions of these policies closely. Some providers only cover employees working in a foreign office, not from a home abroad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa0d58 elementor-widget elementor-widget-menu-anchor\" data-id=\"aaa0d58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-6\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61ee1d2 elementor-widget elementor-widget-heading\" data-id=\"61ee1d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding Health Insurance for Remote Workers \u2014 How Employers &amp; Employees Can Maximize Their Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-449245a elementor-widget elementor-widget-heading\" data-id=\"449245a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ask Employees What They Want<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d1f251 elementor-widget elementor-widget-text-editor\" data-id=\"9d1f251\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019ve got a team of employees who need health insurance, learn about their needs.<br \/>\u00a0<br \/><strong>Although it may be easier with a smaller team, it\u2019s equally important to get to know what all your employees desire in insurance benefits, regardless of company size.<\/strong><br \/>\u00a0<br \/>Learn about what matters to them in their health insurance coverage and look for insurance companies that offer plans that work toward those needs.<br \/>\u00a0<br \/>Your staff will feel \u2026<br \/>\u00a0<\/p><ul><li>Heard<\/li><li>Valued; and<\/li><li>Supported<\/li><\/ul><p>\u00a0<br \/>\u2026 which can nurture employee happiness and lead to <a href=\"https:\/\/www.forbes.com\/sites\/meghanbiro\/2014\/01\/19\/happy-employees-hefty-profits\/?sh=2b5fb055221a\" target=\"_blank\" rel=\"noopener\">hefty profits<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8eefff elementor-widget elementor-widget-heading\" data-id=\"d8eefff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Research Coverage Options<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2942d7 elementor-widget elementor-widget-text-editor\" data-id=\"d2942d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>A great place to start is with your current provider.<\/strong><br \/>\u00a0<br \/>Research the extent of coverage they can offer and if any unconventional options can be created to meet your team\u2019s unique needs.<br \/>\u00a0<br \/>Have a conversation with your current representative, they may be able to find potential solutions right under your nose.<br \/>\u00a0<br \/>Alternatively, you may also want to consider the outlook of your company.<br \/>\u00a0<br \/><i>Do you currently employ staff in one state, but plan to expand to other states or countries?\u00a0<\/i><br \/>\u00a0<br \/>If you plan to expand your company into new territory soon, it might be a good time to lay the groundwork with a new healthier insurance provider that can accommodate unconventional circumstances.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-437bc6f elementor-widget elementor-widget-heading\" data-id=\"437bc6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Talk With Professional Insurance Brokers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa58f3 elementor-widget elementor-widget-text-editor\" data-id=\"6fa58f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Professional insurance brokers are there to help companies and individuals navigate the health insurance market to find the most suitable coverage possible.<br \/>\u00a0<br \/><strong>Identifying \u2026<\/strong><br \/>\u00a0<\/p><ul><li>Demographic information<\/li><li>Employee needs; and<\/li><li>Budget<\/li><\/ul><p>\u00a0<br \/><strong>\u2026 as key qualifiers will help you gauge your company\u2019s needs and enable the insurance consulting agent to find the best health coverage option available.<\/strong><br \/>\u00a0<br \/>If you do have employees between several regions or countries, speaking with local brokers can also help you better understand what constitutes comprehensive coverage in different markets.<br \/>\u00a0<br \/>But first, make sure you\u2019ve conducted a little research of your own to understand the nuances and enable you to ask the right questions to address your company\u2019s needs.<br \/>\u00a0<br \/><strong>Let the experienced health insurance experts at Nevada Benefits find the right health insurance option for you or your remote employees.<\/strong><br \/>\u00a0<br \/><a href=\"https:\/\/nevadabenefits.com\/es\/contact\/\"><i>Cont\u00e1ctanos<\/i><\/a><i> today to request a quote.<\/i><i>\u00a0<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a8ee9f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5a8ee9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjciLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicitar presupuesto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebc2181 elementor-widget elementor-widget-heading\" data-id=\"ebc2181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Communicate With Your Team Frequently<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae17431 elementor-widget elementor-widget-text-editor\" data-id=\"ae17431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Often, remote workers don\u2019t realize what benefits are available.<br \/>\u00a0<br \/>Educating your team about possible solutions like \u2026<br \/>\u00a0<\/p><ul><li>Telehealth<\/li><li>In-network providers; and<\/li><li>Out-of-network visits<\/li><\/ul><p>\u00a0<br \/>\u2026 can help them devise a plan to get the care they need.<br \/>\u00a0<br \/><strong>Sometimes the answer is already available through their current insurance plan.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a35b995 elementor-widget elementor-widget-menu-anchor\" data-id=\"a35b995\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"health-insurance-for-remote-workers-7\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c1a50 elementor-widget elementor-widget-heading\" data-id=\"51c1a50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Offer the Best Health Insurance for Your Remote Workers With the Help of Nevada Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ea14f elementor-widget elementor-widget-text-editor\" data-id=\"95ea14f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/nevadabenefits.com\/es\/\">Beneficios de Nevada<\/a> has been creating better choices in health insurance across Nevada since 1994.<br \/>\u00a0<br \/>In Nevada, there are eight key insurance companies with over 200 plans to choose from and the selection process can be confusing for many.<br \/>\u00a0<br \/><strong>As Nevada\u2019s leading benefits provider, Nevada Benefits works tirelessly to help individuals and small businesses get access to affordable health insurance.<\/strong><br \/>\u00a0<br \/>We focus on your business and employees to find the best plan for your budget and requirements.<br \/>\u00a0<br \/><strong>Nevada Benefits is the \u2026<\/strong><br \/>\u00a0<\/p><ul><li>Local<\/li><li>Affordable<\/li><li>Independent<\/li><\/ul><p>\u00a0<br \/><strong>\u2026insurance and financial services team you can trust.<\/strong><br \/>\u00a0<br \/><i>Contact us today to request a quote or set up a consultation.<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10d1d47 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"10d1d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjciLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicitar presupuesto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In this post-pandemic era, 58% of Americans have the opportunity to work from home at least one day each week.\u00a0Yet one of the biggest obstacles to having a remote team is offering healthcare.\u00a0So how can companies continue to attract and keep top-tier talent in the age of \u201cThe Great Resignation\u201d?\u00a0At first glance, the health insurance [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":2458,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"categories":[8],"tags":[],"class_list":["post-2457","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance"],"_links":{"self":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts\/2457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/comments?post=2457"}],"version-history":[{"count":0,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts\/2457\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/media\/2458"}],"wp:attachment":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/media?parent=2457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/categories?post=2457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/tags?post=2457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}