{"id":4444,"date":"2025-05-08T12:23:22","date_gmt":"2025-05-08T19:23:22","guid":{"rendered":"https:\/\/nevadabenefits.com\/?p=4444"},"modified":"2025-05-08T12:38:08","modified_gmt":"2025-05-08T19:38:08","slug":"top-5-things-to-know-before-buying-health-insurance-in-las-vegas-2025-edition","status":"publish","type":"post","link":"https:\/\/nevadabenefits.com\/es\/top-5-things-to-know-before-buying-health-insurance-in-las-vegas-2025-edition\/","title":{"rendered":"Cinco cosas importantes que debes saber antes de comprar un seguro m\u00e9dico en Las Vegas (edici\u00f3n 2025)"},"content":{"rendered":"<style>.elementor-4444 .elementor-element.elementor-element-3965171b, .elementor-4444 .elementor-element.elementor-element-3965171b > .elementor-background-overlay{border-radius:10px 10px 10px 10px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( 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--e-global-typography-secondary-letter-spacing );}}<\/style>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4444\" class=\"elementor elementor-4444\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3965171b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3965171b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-292f2690\" data-id=\"292f2690\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38f4dae7 elementor-widget elementor-widget-heading\" data-id=\"38f4dae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5 cosas que debes saber antes de comprar un seguro m\u00e9dico en Las Vegas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f8cf06 elementor-widget elementor-widget-text-editor\" data-id=\"15f8cf06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ya sea que trabaje por cuenta propia, est\u00e9 entre trabajos o simplemente est\u00e9 explorando mejores opciones, adquirir un seguro m\u00e9dico en Las Vegas puede resultar abrumador. Con la nueva legislaci\u00f3n, los subsidios actualizados a las primas y cientos de combinaciones de planes, nunca ha sido tan importante estar informado antes de elegir un plan.<\/p><p><strong>Aqu\u00ed est\u00e1n las cinco cosas m\u00e1s importantes que debe saber antes de inscribirse en un plan de seguro m\u00e9dico en Nevada:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29bf9c21 elementor-widget elementor-widget-heading\" data-id=\"29bf9c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. La inscripci\u00f3n abierta tiene fechas l\u00edmite, y son importantes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68274a3b elementor-widget elementor-widget-text-editor\" data-id=\"68274a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En Nevada, la\u00a0<strong>per\u00edodo de inscripci\u00f3n abierta<\/strong>\u00a0Para planes de salud individuales y familiares, el costo suele ser de\u00a0<strong>Del 1 de noviembre al 15 de enero<\/strong>Si pierde esta ventana, es posible que no pueda obtener cobertura a menos que califique para una\u00a0<strong>Per\u00edodo Especial de Inscripci\u00f3n (PEI)<\/strong>\u00a0debido a un acontecimiento de la vida (como un matrimonio, una p\u00e9rdida de trabajo o una mudanza).<\/p><p><em>M\u00e1s informaci\u00f3n:\u00a0<a href=\"https:\/\/www.nevadahealthlink.com\/learn\/open-enrollment\/\" target=\"_blank\" rel=\"noopener\">Fechas de inscripci\u00f3n en Nevada Health Link<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-519d3eb elementor-widget elementor-widget-heading\" data-id=\"519d3eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Los subsidios podr\u00edan hacer que su plan sea mucho m\u00e1s econ\u00f3mico<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9b9e05 elementor-widget elementor-widget-text-editor\" data-id=\"4f9b9e05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gracias a la\u00a0<strong>Ley de Atenci\u00f3n M\u00e9dica Asequible<\/strong>\u00a0y actualizaciones federales recientes, muchos nevadenses califican para\u00a0<strong>cr\u00e9ditos fiscales para primas<\/strong>\u00a0que reducen significativamente el costo mensual de la cobertura. Incluso los hogares con ingresos de seis cifras pueden calificar.<\/p><p>En Nevada Benefits, hemos ayudado a familias a reducir sus primas mensuales de $400+ a menos de $75, simplemente navegando adecuadamente por el sistema de subsidios federales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1437f503 elementor-widget elementor-widget-heading\" data-id=\"1437f503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. No se limite a comparar precios: compare redes y cobertura<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1da95e elementor-widget elementor-widget-text-editor\" data-id=\"4e1da95e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Es posible que un plan de bajo costo no incluya a su m\u00e9dico u hospital preferido. Los planes HMO en Nevada (como Health Plan of Nevada o SilverSummit) pueden tener\u00a0<strong>redes m\u00e1s estrechas<\/strong>, mientras que las EPO suelen ofrecer\u00a0<strong>mayor flexibilidad<\/strong>\u00a0pero con primas m\u00e1s altas.<\/p><p>\u00a0Consejo: Verifique siempre que su m\u00e9dico de atenci\u00f3n primaria y los hospitales locales est\u00e9n\u00a0<strong>dentro de la red<\/strong>\u00a0Antes de comprar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cccfbd2 elementor-widget elementor-widget-heading\" data-id=\"cccfbd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Algunos planes incluyen beneficios adicionales (que la gente pasa por alto)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee7cc3b elementor-widget elementor-widget-text-editor\" data-id=\"ee7cc3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Uno de los mayores mitos es que pagar\u00e1s m\u00e1s por tu plan si utilizas un agente.\u00a0<strong>Eso es falso<\/strong>\u00a0\u2014Los agentes como Nevada Benefits reciben compensaci\u00f3n de las compa\u00f1\u00edas de seguros, no de usted.<\/p><p>Trabajar con un corredor local autorizado puede ayudarle a:<\/p><ul><li>Evite errores comunes de inscripci\u00f3n<\/li><li>Entender la letra peque\u00f1a<\/li><li>Encuentre planes adaptados a sus necesidades m\u00e9dicas y objetivos financieros.<\/li><\/ul><p>\u00a0<em>\u201cNevada Benefits me ayud\u00f3 a encontrar el plan perfecto para mi familia: ahorr\u00e9 $1,200 en comparaci\u00f3n con lo que pagaba a trav\u00e9s del Mercado de Seguros M\u00e9dicos\u201d. \u2014 Cliente real de Las Vegas<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-065a5b3 elementor-widget elementor-widget-heading\" data-id=\"065a5b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. No pagas m\u00e1s por trabajar con un corredor local\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5be9902 elementor-widget elementor-widget-text-editor\" data-id=\"5be9902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Uno de los mayores mitos es que pagar\u00e1s m\u00e1s por tu plan si utilizas un agente.\u00a0<strong>Eso es falso<\/strong>\u00a0\u2014Los agentes como Nevada Benefits reciben compensaci\u00f3n de las compa\u00f1\u00edas de seguros, no de usted.<\/p><p>Trabajar con un corredor local autorizado puede ayudarle a:<\/p><ul><li>Evite errores comunes de inscripci\u00f3n<\/li><li>Entender la letra peque\u00f1a<\/li><li>Encuentre planes adaptados a sus necesidades m\u00e9dicas y objetivos financieros.<\/li><\/ul><p>\u00a0<em>\u201cNevada Benefits me ayud\u00f3 a encontrar el plan perfecto para mi familia: ahorr\u00e9 $1,200 en comparaci\u00f3n con lo que pagaba a trav\u00e9s del Mercado de Seguros M\u00e9dicos\u201d. \u2014 Cliente real de Las Vegas<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c18a12e elementor-widget elementor-widget-heading\" data-id=\"c18a12e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfListo para comparar planes?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38a1272d elementor-widget elementor-widget-text-editor\" data-id=\"38a1272d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hemos ayudado a m\u00e1s de\u00a0<strong>4.000 nevadenses<\/strong>\u00a0Asegura tu seguro, ahorra dinero y planifica tu futuro. Ya seas freelance, jubilado o simplemente est\u00e9s cansado del aumento de las primas, estamos aqu\u00ed para ayudarte.<\/p><p>\ud83d\udcde Ll\u00e1manos al 702-258-1995<br \/>\ud83d\udce9 O\u00a0<a href=\"https:\/\/nevadabenefits.com\/es\/contact\/\">Cont\u00e1ctenos en l\u00ednea<\/a>\u00a0para una consulta gratuita y sin compromiso.<\/p><p><strong>\u00a0Recursos \u00fatiles:<\/strong><\/p><ul><li><a href=\"https:\/\/www.nevadahealthlink.com\/\" target=\"_blank\" rel=\"noopener\">Enlace de salud de Nevada<\/a><\/li><li><a href=\"https:\/\/www.healthcare.gov\/lower-costs\/\" target=\"_blank\" rel=\"noopener\">Calculadora de subsidios para primas de Healthcare.gov<\/a><\/li><li><a href=\"https:\/\/doi.nv.gov\/\" target=\"_blank\" rel=\"noopener\">Divisi\u00f3n de Seguros de Nevada<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>5 Things to Know Before Buying Health Insurance in Las Vegas Whether you&#8217;re self-employed, between jobs, or simply exploring better options, buying health insurance in Las Vegas can feel overwhelming. With new legislation, updated premium subsidies, and hundreds of plan combinations, it\u2019s never been more important to be informed before choosing a plan. Here are [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":4446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"categories":[1,8],"tags":[],"class_list":["post-4444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-health-insurance"],"_links":{"self":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts\/4444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/comments?post=4444"}],"version-history":[{"count":0,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/posts\/4444\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/media\/4446"}],"wp:attachment":[{"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/media?parent=4444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/categories?post=4444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nevadabenefits.com\/es\/wp-json\/wp\/v2\/tags?post=4444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}