🧾 Supplemental Insurance in Las Vegas & Reno
Out-of-pocket costs can catch you off guard — supplemental insurance helps you stay financially protected when life takes an unexpected turn.
Even with health insurance, a serious injury, hospital stay, or illness can leave you with thousands in deductibles, copays, and uncovered bills. That’s where supplemental insurance steps in. These plans pay cash benefits directly to you, so you can use the money however you need — for medical expenses, lost income, rent, groceries, or peace of mind.
✅ Servicios incluidos
We offer supplemental plans that help cover gaps in your primary coverage, including:
- 💥 Accident Plans
- 🏥 Hospital Indemnity Plans
- 🧬 Critical Illness (Cancer, Heart Attack, Stroke)
- 💵 Fixed-Benefit Indemnity Plans
- 👨👩👧👦 Term Life Insurance with Critical Illness Add-ons
- Providers include Allstate Health Solutions, UHOne (UnitedHealthcare), and more — giving you flexibility and trusted options.
💡 The Real Challenge: Insurance Gaps Hurt
You might have great health insurance — but are you ready to pay a $4,000+ deductible if you’re hospitalized tomorrow?
Here’s the reality:
- 🚑 1 in 5 ER visits leads to hospitalization
- 💸 60% of bankruptcies are tied to medical bills — even with insurance
- 🚨Accident and critical illness rates are rising across all age groups
- A supplemental plan delivers fast financial relief so you can focus on recovery — not the bills.
⚙️ How Nevada Benefits Makes Supplemental Simple
Plans That Work with Your Existing Coverage
We don’t replace your health insurance — we reinforce it. Supplemental plans are designed to pair with your primary policy and help cover what it doesn’t.
Cash Benefits You Control
You choose how the money is used — whether it’s paying off medical bills, catching up on rent, or covering time off work while you heal.
📞 Hablemos de tu red de seguridad
High deductibles and sudden health events can happen to anyone. With Nevada Benefits, you’ll get honest, local advice and the ability to compare trusted providers like Allstate and UHOne to find a solution that fits your needs and budget.
