Self-Employed & Group Health Plans
Tailored To Small Businesses in Nevada
At Nevada Benefits, we are dedicated to addressing the most challenging healthcare obstacles through our comprehensive range of solutions:
Embracing a digital-first approach, we offer a game-changing experience that transforms the way healthcare is accessed and delivered.
Prioritizing whole-person care. We establish meaningful connections that go beyond just insurance.
Extensive network advantage. We collaborate with the best in healthcare to ensure you get coverage that works for you.
Our small business portfolio provides a variety of coverage options including PPO, HMO, POS, and high deductible health plans that help businesses make informed choices to meet their health insurance needs.
We are your local Las Vegas & Reno partner
In Nevada, 400 businesses select group health insurance plans every month, and the process can be overwhelming. With 8 key insurance companies offering over 200 plans, and thousands of brokers and agents—many not even based in Nevada—navigating the options can be challenging.
Most brokers will pitch a generic, low-cost, high-deductible plan as the “best price.” But Nevada law ensures that all insurance plans for the same coverage are priced equally, so everyone pays the same rate.
Why handle the complexity alone? Let a local expert guide your company to the right health insurance plan today!
What to Look for
From Your
Group Health Insurance Agent
A good insurance broker is focused on your business and employees, will find you the best plan for your budget and requirements, and will fight the insurance company when there is an issue as your advocate.
As this most likely one of your biggest cost centers, you need a partner to rely on and trust, and it helps to have a partner that can come to the office, learn about your company and employees, and get you onto the right group plan.
Nevada Benefits is your local, affordable, independent insurance and financial services team. Get your group health insurance quote, call us at 702.258.1995 (Vegas) or 775.329.1995 (Reno), or email us today to get insured this week!
Need individual coverage? We can help with Obamacare Nevada Health Insurance Plans. We can also help you navigate the Nevada Health Insurance open enrollment period.
Have Over 50 Employees?
Commit to working with us and enjoy ZERO commission fees.
We eliminate commissions from the process, helping you cut costs and maximize savings!
Group Level-Funded Health Plans: A Growing Solution
A growing number of small and midsize businesses are turning to group level-funded plans as a cost-effective alternative to fully insured plans. These plans combine the predictable monthly costs of traditional insurance with the potential savings of self-funding. Employers pay a fixed monthly amount that covers claims, stop-loss insurance, and administrative costs.
Key benefits of level-funded plans:
Cost transparency: Employers get regular reports on claim usage, allowing for more informed decisions.
Potential savings: If claims are lower than expected, employers may receive a refund or credit.
Customizable coverage: Plans can be tailored to better fit the needs of your workforce.
Regulatory flexibility: Level-funded plans are exempt from some Affordable Care Act (ACA) requirements, offering more plan design flexibility.
Health Care Costs Are Going in the Wrong Direction,
But There Are Options
Health Care Costs in 2025: What Employers Need to Know
Health care costs continue to rise. In 2025, employer-sponsored health plan costs are projected to increase by 6.5%, according to Mercer.
While this is slightly lower than the sharp increases seen in previous decades, it’s still well above general inflation.
To manage these rising expenses, many employers are shifting more costs to employees through higher deductible health plans (HDHPs)—now one of the most popular choices—and encouraging the use of in-network providers to avoid costly out-of-network charges.
To gain more control over expenses and offer employees more flexibility, businesses are also utilizing Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs).
These tax-advantaged tools help employees manage out-of-pocket expenses while giving employers a way to offer meaningful benefits without bearing the full cost of traditional coverage.
Get your quote and reduce your group health insurance costs today.
Why Choose Nevada Benefits?
Save up to 70%
We monitor over hundreds of companies to get you the best rate humanly possible.
Independent Advocate
We work for you, not insurance companies!
Escape Clause
Cancel your order in ten days if you are not happy.
Licensed Broker and Insurance Agent
We also have MBAs and Certified Financial Planners (CFPs) on staff.
Free Help, Awesome Customer Support
Our staff will assist with quotes, applications and make your day better.
Reduced Paperwork
There are documents to complete, but we will fill in the details and make it painless.
Free Renewal Comparisons
If you want to make a change, we will help you find a better plan and rate
Knowledge of Local Docs
Need help finding a great doctor? We know the area and the people.
Get Insured Quickly
Request a Free Quote or contact us to get the process started and completed quickly.
