Life Insurance

That depends on your income, debts, lifestyle, and how long you want to support your family. A common rule is 10x your annual income, but we help calculate your exact needs based on your goals.

Medicare Advantage (Part C) replaces Original Medicare with an all-in-one plan, often including vision, dental, and drug coverage. Medigap is a supplemental plan that works with Original Medicare to cover out-of-pocket costs. The right choice depends on your health needs, budget, and provider preferences.

Yes, many short-term disability policies include coverage for pregnancy, childbirth recovery, and postnatal complications — especially if purchased before becoming pregnant.

Employer-provided coverage often ends when you leave your job or reduce hours. It’s also usually limited in coverage. A personal plan ensures continuous protection and more tailored benefits.

Absolutely. In fact, self-employed individuals often have the most to lose without coverage. We offer plans that protect your income if you can’t work due to illness or injury — with flexible benefits.

Local advisors understand the specific networks, plans, and laws that apply to Nevadans. We give you personalized service, explain your options in plain language, and stay by your side long after enrollment.