10 Reasons why you should consider working in our Summerlin office space!

Team – We believe any team’s dynamic is positively influenced by working in the same space together.  Choice & Flexibility – This isn’t a conventional office, you have 24-hour access to the building. You can come and go as you please.  Variety & Network – We have a variety of individuals and services all currently working in the office.  Work-life balance – Work closer to home and have more time to do what you love with your 24-hour access.  Efficiency – Working face-to-face with your colleagues can help you to work agile, faster, and more efficiently. Design – Our office is an open layout with offices and a conference room. You can practically do anything in our Summerlin co-working space! You can hold classes, meetings, or events the list is endless.   Services – Our office comes as a full package – high-speed Wi-Fi, cleaning, utilities, and much more comes included. Cost – Our Summerlin executive suites/space is a affordable solution, never nickel and dimmed.

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2020 Open Enrollment Guide For Individuals, Families, & Groups: Deadlines, Special Enrollment, And More

Open enrollment can be VERY confusing… When is it? How does it work? Why is it so hard to understand? Have you been thinking about the 2019 healthcare open enrollment – yet not sure how to proceed? Below, we have a guide that’ll walk you through the complexities of health insurance and share exactly what you need to know to get the best health insurance for you and your family. What Is Open Enrollment? Open enrollment is a period of time annually when you can sign up for health insurance.  Individuals are able to enroll in Off- Exchange plans (no subsidy) any time of the year with a 90 days wait.  So, Open Enrollment is the time to enroll on On- Exchange with a subsidy or Off – Exchange Plans without a waiting period for 01/01/20. If you don’t apply for health insurance during the open enrollment, then it’s highly likely that can’t sign up until the next open enrollment period, unless you experience a qualifying event. There’s another way around this – Outside of Open Enrollment you may still apply for health insurance but you may have a 90 day wait unless you experience a qualifying event.  So you need to make sure that you do NOT miss the deadline. Don’t let pre-existing conditions hold you back from applying – you may enroll during open enrollment regardless of pre-existing issues.  ObamaCare Facts – How Does Open Enrollment Work? With Open Enrollment for ObamaCare, anybody is qualified for health insurance coverage. Some important things to keep in mind: Health insurance plans through your job may have different Open Enrollment windows, so check with your employer for dates. You can qualify and enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time during the year. Open Enrollment Dates – …

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3 Ways To Get Health Insurance After Open Enrollment

You missed open enrollment. Or maybe your health insurance lapsed for some reason.   What are you supposed to do? Is it even possible to get health insurance outside of open enrollment? Yes, it is possible to get health insurance outside of open enrollment. This guide shares the 3 possible ways to get health insurance outside of open enrollment. 1. If you’ve had a “qualifying life event” within the last 60 days The government understands that sometimes life just happens. And when life happens, circumstances change, or situations adapt, then you should have the opportunity to get health insurance. There is a list of “qualifying life events” that will make you eligible to receive health insurance outside of open enrollment. What are the “qualifying life events?” There is a list of “qualifying life events” that will make you eligible to receive health insurance outside of open enrollment. Here’s the list of qualifying life events: Changes in your household situation: You get married or divorce You have a child or adopt a child There’s a death in the household Changes in your living situation: You move zip codes (it doesn’t necessarily have to be across state lines) A student moving to or from school that’s located in a different area Moving from transitional housing Losing your health insurance coverage Losing your health insurance because you quit your job or got terminated Losing your eligibility to have Medicaid or Medicare Losing health insurance under your parents’ plan once you turn 26 years old Forgetting to pay, or being unable to pay, your current health insurance to the point where it lapses is NOT a qualifying life event If you lose short term coverage then that is NOT a qualifying life event Other miscellaneous life events Becoming a US Citizen Leaving incarceration And …

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Are we required to restore employees returning to work after a furlough to their original positions?

There has been a misconception about employees returning to work after the impact of COVID-19. Unless an employee was out on job-protected leave, such as FMLA or EFMLA, you are not required to return them to their original position or to an equivalent one (or bring them back at all).  With the impact of COVID -19 on business operations across the country, it isn’t surprising that organizations may need to restructure their departments to stay afloat or remain competitive. With that being said, if employees who were furloughed or laid off are asked to come back to a job that feels to them like a demotion, they may be less inclined to accept the offer or may be less engaged in the new role than they were in their previous job. If restructuring needs to be done, it would be helpful to explain why it was necessary. People generally are much more accepting of change if they understand it and are less likely to claim discrimination if you’ve given them your business-related reason for the decision.  We were provided with this information from AmCheck Las Vegas by a PHR representative. You may visit AmCheck Las Vegas’s Website.

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Continued Health Coverage – When Cobra is not a choice during COVID-19

Millions have lost their health insurance in this Pandemic-Driven Recession.  Back in April Nevada’s unemployment rate reached a record of 28.2% according to the U.S. Department of Labor, but there is no data that shows how many lost their health insurance due to the shutdown-related job loss. This information was from an article from the Las Vegas Review Journal.  There have been job reports for May that had suggested the damage of unemployment has slowed down. “The unemployment rate has declined from 14.7% to a still-high 12.3%.” To learn more about the unemployment rate you can take a look at the Las Vegas Review Journal.  COBRA, if offered, may not be an affordable option for individuals and their families.  What is COBRA you may ask?  COBRA is a health insurance program mandated for employers to provide to their employees for groups that have 20 or more fulltime-equivalent employees. This allows eligible employees and their dependents to continue benefits of health coverage when an employee loses their job or has a reduction of work hours.  The high cost of Cobra is contributed to the loss of the employer’s contribution, having the employee to be fully responsible for monthly premiums. With premium increasing and the employee’s household income decreasing due to deductions of hours or loss of employment may result the employee having to waive their Cobra coverage.   There are a options in lieu COBRA when losing employer coverage.  Major Medical  Short Term  Individual Long Term Indemnity Plans Catastrophic Subsidies to households that qualify Loss of group coverage will trigger a special enrollment period, individuals can obtain long term coverage if applied for within 60 days from loss of coverage.   Short term coverage is available without a qualifying life event, or special enrollment period and is limited to 6 months of coverage. It’s important to find someone to navigate through the options, paperwork …

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