Out-of-Pocket Costs Adding Up? Here’s a Smarter Way to Stay Protected
Unexpected medical events—like accidents, heart attacks, or cancer—can bring serious financial stress. Even with health insurance, out-of-pocket costs can add up fast.
The Facts:
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1 in 5 ER visits leads to hospitalization
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40% of Americans face major accidental injuries each year
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60% of bankruptcies are tied to medical bills—even with insurance
How Supplemental Insurance Helps:
Supplemental plans provide cash benefits to help cover what your regular insurance doesn’t—like deductibles, copays, and uncovered services.
Examples of Coverage:
🔹 Up to $20,000 for hospital admission after an accident
🔹 Up to $2,000/day for emergency treatment
🔹 Coverage for urgent care, diagnostics, and follow-up therapy
📞 Get Your Free Quote Today – Call 702-258-1995
High Deductibles Can Hurt—Supplemental Insurance Helps
Even with health insurance, high deductibles can leave you paying thousands out of pocket before coverage starts. That’s where supplemental insurance steps in.
Example:
You’re in an accident and end up in the hospital. Your health plan has a $4,000 deductible—and you have to pay that before insurance covers anything.
With a supplemental plan, you could receive a lump-sum benefit of $5,000 or more, which you can use to cover your deductible, medical bills, or even everyday expenses while you recover.
Nevada Benefits –
Your Local Insurance and
Financial Services Team
Nevada Benefits is your local, affordable, independent insurance and financial services team. Request a Free Financial Fitness Analysis for your company today, call us at 702.258.1995 (Vegas) or 775.300.7997 (Reno), or email us for 401(k) administration that works!
Browse Supplement Coverage Plans
Allstate - Accidents
Allstate’s Accident Insurance provides financial protection by covering unexpected costs from injuries, hospital stays, and medical expenses due to accidents, helping to ease the financial burden.
UHOne- Accidents and Hospital Plans
UHOne’s accident and hospital insurance provides cash benefits for injuries or hospital stays, helping cover out-of-pocket costs like deductibles and recovery expenses. It’s extra financial protection when you need it most.
Allstate - Life, Cancer & Critical Care
Allstate's Life, Cancer, and Critical Care insurance offers coverage for life-threatening illnesses like cancer, heart attacks, and strokes, providing financial support during challenging health crises.
UHOne -Cancer & Critical Care
UHOne's supplemental insurance—including Cancer, and Critical Care coverage—provides financial support during serious health events like cancer, heart attacks, and strokes, helping ease the burden during life's most challenging times.
Allstate - Fixed-Benefit Indemnity
Allstate’s Fixed-Benefit Indemnity insurance provides predefined cash benefits for covered medical services, helping you manage healthcare expenses by giving you the flexibility to use the funds as needed.
UHOne- Term Life
UHOne’s Term Life SafeGuard is an affordable 10- or 20-year term life insurance plan that provides a cash benefit to your loved ones if you pass away. It also offers an optional critical illness benefit for conditions like cancer or heart attack. No medical exam required to apply.
Why Choose Nevada Benefits?
Save up to 70%
We monitor over hundreds of companies to get you the best rate humanly possible.
Independent Advocate
We work for you, not insurance companies!
Escape Clause
Cancel your order in ten days if you are not happy.
Licensed Broker and Insurance Agent
We also have MBAs and Certified Financial Planners (CFPs) on staff.
Free Help, Awesome Customer Support
Our staff will assist with quotes, applications and make your day better.
Reduced Paperwork
There are documents to complete, but we will fill in the details and make it painless.
Free Renewal Comparisons
If you want to make a change, we will help you find a better plan and rate
Knowledge of Local Docs
Need help finding a great doctor? We know the area and the people.
Get Insured Quickly
Request a Free Quote or contact us to get the process started and completed quickly.
