If you missed Nevada’s January 15th health insurance open enrollment deadline, don’t panic. While the general enrollment period has ended, there are several pathways to securing health coverage that you might qualify for.
Qualifying Life Events (QLEs) Could Be Your Answer
Many Nevadans don’t realize that certain life changes can make them eligible for a Special Enrollment Period. These circumstances, known as Qualifying Life Events (QLEs), open a 60-day window for you to enroll in health insurance outside the standard enrollment period.
You may be eligible for special enrollment if you’ve recently:
- Moved to Nevada from another state
- Lost your employer-sponsored health coverage
- Gone through a divorce
- Been dropped from Medicaid coverage
- Aged out of parent’s plan
Explore Employer-Sponsored Coverage
If you’re currently employed or starting a new job, check with your employer about their health insurance offerings. Many companies allow new employees to enroll in their health plans within 30-90 days of their start date, regardless of the time of year.
Alternative Coverage Options
Even if you don’t qualify for a Special Enrollment Period, there are other insurance options available outside of the standard open enrollment period. However, it’s important to note that these alternatives may:
- Require medical underwriting
- Have different coverage levels than marketplace plans
- Include pre-existing condition limitations
- Not be suitable for everyone’s health needs
We can confirm that you qualify for these types of policies by calling out office at 702.258.1995
Take Action Today
Every situation is unique, and navigating health insurance options can be complex. The best way to understand your specific options is to speak with one of our licensed local agents who can:
- Review your individual circumstances in person
- Evaluate your eligibility for special enrollment
- Explain alternative coverage options
- Help you understand any medical underwriting requirements
- Guide you through the application process
Don’t let missing the open enrollment deadline leave you without coverage. Call us today at 702.258.1995 or click here to schedule a consultation with a local agent who knows the Nevada insurance market inside and out. Our experienced brokers are here to help you find the right coverage for your need
Ready to explore your options?
Take the first step:
- Call 702.258.1995 or click here to schedule your appointment. We can help you over the phone or in person
- Meet with a local agent who understands Nevada’s insurance landscape
- Get personalized guidance on your coverage options
You may also obtain more information at https://www.nevadahealthlink.com/ or https://www.healthcare.gov/
