If your health insurance feels more like a burden than a safety net, you’re not alone. Many Nevadans are enrolled in plans with high deductibles and steep out-of-pocket costs, making it difficult to actually use their coverage when they need it most.
At Nevada Benefits, we help individuals and families navigate these challenges—and explore smarter options to save you money.
Why High Deductibles and Out-of-Pocket Costs Matter
A high deductible means you pay thousands of dollars before your insurance starts to help. Combined with copays, coinsurance, and a high out-of-pocket maximum, even routine medical care can become expensive.
Some common consequences include:
Delaying doctor visits or prescriptions
Facing unexpected medical bills
Financial stress even with insurance coverage
High costs shouldn’t stop you from getting the care you need.
How Supplemental Insurance Can Help
Supplemental insurance works alongside your primary plan to help cover costs like deductibles, copays, and coinsurance. Options from trusted carriers like UnitedHealthcare and Allstate provide cash benefits directly to you for:
Hospital stays
Accidents or unexpected illnesses
Out-of-pocket medical costs that your major plan doesn’t fully cover
This added protection can help you feel confident seeking care when you need it.
Don't Stress About Your Health Coverage
Health insurance should provide peace of mind, not financial stress. Our team at Nevada Benefits can review your current plan, explain your options, and help you find coverage that works for your budget and your health needs.
👉 Contact Nevada Benefits today 702-258-1995 to explore ways to help reduce the burden of your deductible, reduce out-of-pocket costs, and take control of your healthcare expenses.
(All information provided is for educational purposes only. Consult a healthcare professional for personalized health advice.)
(All information provided is for educational purposes only. Consult a healthcare professional for personalized health advice.)
The images used in this blog were generated with the assistance of AI technology to visually support the content. They are for illustrative purposes only and may not depict real individuals or specific situations.
