🧾 Short-Term Health Insurance in Las Vegas & Reno
Missed Open Enrollment? Fill the gap with temporary health coverage that works for you.
If you’ve missed the ACA Open Enrollment period and don’t qualify for a Special Enrollment, short-term medical insurance may be your best option. These plans offer flexible, fast coverage for sudden needs — whether you’re between jobs, newly self-employed, or waiting for your employer benefits to begin.
At Nevada Benefits, we help you find the right short-term plan to bridge the gap without breaking your budget.
✅ Included Services
Short-term health insurance offers basic protection during coverage gaps. Depending on the provider and plan, you can get:
- Emergency room and urgent care visits
- Doctor office and telehealth visits
- Prescription medication discounts
- Hospitalization and outpatient services
- Diagnostic labs and imaging
- Supplemental add-ons (accident, cancer, fixed indemnity)
- We work with trusted providers like Pivot Health, AllState, Redirect Health, and United Healthcare to find the right fit for your situation.
💡 The Real Challenge
Short-term plans aren’t ACA-compliant — meaning they don’t cover pre-existing conditions, maternity care, or guaranteed essential benefits.
But they are a smart solution when:
- 📆 You missed Open Enrollment and don’t qualify for subsidies
- 👥 You’re waiting for group coverage to kick in
- 🚚 You’re between jobs, new to Nevada, or just need temporary protection
- Waiting for the next open window to enroll can leave you financially vulnerable. A short-term plan helps avoid out-of-pocket shocks from ER visits, injuries, or basic care needs.
⚙️ How Nevada Benefits Helps You Choose
Honest, Local Guidance
We’ll walk you through what short-term coverage does and doesn’t offer — so you can make an informed decision based on your health history, risks, and timing.
Side-by-Side Plan Comparison
We compare policies from Pivot Health, Allstate, Redirect Health, and UnitedHealthcare, giving you fast access to coverage that makes sense for your life.
📞 Let’s Bridge the Gap in Your Coverage
Short-term health insurance is not a permanent solution — but it’s an essential one for many Nevadans facing a lapse in care.
Let us help you stay protected while you get back on track with full benefits.
