Missed Open Enrollment? Explore Short-Term Health Insurance Solutions
Unless you qualify for a special enrollment period, the only time to purchase individual health insurance is during Open Enrollment. But what do you do if you’ve missed that?
While you may not be able to enroll in a plan through the Affordable Care Act, there are many short-term options available to you. Depending on your needs, these plans can cover anything from accidents and emergency room visits to standard doctor’s visits.
It’s important to note that, because these plans are not ACA-certified, they will not cover any pre-existing conditions, and you will have to answer some medical questions at the time of application. Additionally, waiting periods for certain services can apply.
Short-term isn’t a replacement for an individual or group ACA plan, but it is a great solution for those wanting to fill a gap in coverage.
Nevada Benefits –
Your Local Insurance and
Financial Services Team
Nevada Benefits is your local, affordable, independent insurance and financial services team. Request a Free Financial Fitness Analysis for your company today, call us at 702.258.1995 (Vegas) or 775.300.7997 (Reno), or email us for 401(k) administration that works!
Browse Medical Coverage Plan Options
Pivot Health
A provider of flexible short-term health insurance plans, offering coverage options for gaps in major medical insurance, including doctor visits, emergency care, and prescriptions.
AllState
A health insurance company specializing in short-term medical plans and supplemental coverage, providing customizable solutions for individuals and families between coverage periods.
United Health Care
One of the largest health insurers in the U.S., offering a wide range of healthcare plans, including short-term options, with extensive provider networks and access to wellness programs.
Browse Supplement Coverage Plan
Allstate - Accidents
Allstate’s Accident Insurance provides financial protection by covering unexpected costs from injuries, hospital stays, and medical expenses due to accidents, helping to ease the financial burden.
Allstate - Life, Cancer & Critical Care
Allstate's Life, Cancer, and Critical Care insurance offers coverage for life-threatening illnesses like cancer, heart attacks, and strokes, providing financial support during challenging health crises.
Allstate - Fixed-Benefit Indemnity
Allstate’s Fixed-Benefit Indemnity insurance provides predefined cash benefits for covered medical services, helping you manage healthcare expenses by giving you the flexibility to use the funds as needed.
Why Choose Nevada Benefits?
Save up to 70%
We monitor over hundreds of companies to get you the best rate humanly possible.
Independent Advocate
We work for you, not insurance companies!
Escape Clause
Cancel your order in ten days if you are not happy.
Licensed Broker and Insurance Agent
We also have MBAs and Certified Financial Planners (CFPs) on staff.
Free Help, Awesome Customer Support
Our staff will assist with quotes, applications and make your day better.
Reduced Paperwork
There are documents to complete, but we will fill in the details and make it painless.
Free Renewal Comparisons
If you want to make a change, we will help you find a better plan and rate
Knowledge of Local Docs
Need help finding a great doctor? We know the area and the people.
Get Insured Quickly
Request a Free Quote or contact us to get the process started and completed quickly.