Just Moved to Nevada? Here Are the Health Insurance Carriers You Should Know
If you’ve recently moved to Nevada, one of the first things on your checklist should be health insurance. The good news? Nevada offers a wide range of carriers—both on the state exchange (Nevada Health Link) and through private insurance companies.
Whether you’re shopping for yourself, your family, or you’re self-employed, here’s a breakdown of the major health insurance carriers in Nevada, and what makes each one stand out.
🏛️ Health Insurance Carriers on Nevada Health Link (State Exchange)
These are the ACA-compliant carriers available through Nevada Health Link, the state’s official health insurance marketplace:
Health Plan of Nevada (HPN)
- Plan Type: HMO
- Coverage Area: Primarily Southern Nevada
- Known For: Affordable premiums, access to Southwest Medical, and strong integration with local providers.
SilverSummit Healthplan
- Plan Type: HMO
- Coverage Area: Statewide
- Known For: Medicaid and ACA marketplace plans with growing provider networks in both urban and rural counties.
Ambetter from SilverSummit
- Plan Type: HMO
- Coverage Area: Statewide
- Known For: ACA plans with added benefits like telehealth and rewards for healthy habits.
SelectHealth
- Plan Type: EPO
- Coverage Area: Northern and Southern Nevada
- Known For: Customer service and wider provider networks than some HMOs. Competitive for families and individuals.
Aetna CVS Health
- Plan Type: EPO
- Coverage Area: Urban centers and some rural areas
- Known For: Broad pharmacy access and strong preventive care features.
🔒 Private (Off-Exchange) Health Insurance Carriers in Nevada
Some companies offer plans outside of Nevada Health Link, either directly to consumers or through brokers like Nevada Benefits. These are ideal for people who don’t qualify for subsidies or want more flexibility:
UnitedHealthcare
- Plan Type: PPO & EPO
- Known For: Large national provider network—great for people who travel often or want out-of-state care access. Offers plans for individuals, families, and small businesses.
Cigna
- Plan Type: PPO
- Known For: Strong provider networks and wellness incentives. Offers plans directly and through employer groups.
Anthem Blue Cross Blue Shield
- Plan Type: PPO & HMO
- Known For: Broad coverage options, especially for group and employer-sponsored plans. Limited on-exchange presence but strong off-exchange.
National General (now Allstate Health Solutions)
- Plan Type: Short-Term & Supplemental
- Known For: Temporary health insurance for people between jobs or waiting for permanent coverage. Often used for 30–364 day gaps.
Pivot Health / Companion Life
- Plan Type: Short-Term Medical
- Known For: Customizable short-term plans with lower premiums and flexible coverage.
💡 Choosing the Right Carrier Depends On:
✅ Where You Live – Not every carrier or plan is available statewide. Urban areas like Las Vegas and Reno have more options.
✅ Doctor & Hospital Access – Always check that your preferred providers are in-network before selecting a plan.
✅ Your Income – If you qualify for subsidies, plans through Nevada Health Link might be much cheaper.
✅ Your Needs – Do you want a simple, affordable HMO? A plan with national coverage? Or something temporary while you settle in?
🛟 Why Work With Nevada Benefits?
Whether you’re exploring the exchange or private options, Nevada Benefits is your one-stop shop:
- 🧠 Local experts with over 20 years of experience
- 💬 Free, personal support (you don’t pay us—we’re paid by the carriers)
- 💸 Subsidy guidance to help you save as much as possible
- 👨👩👧 Small business & freelancer plans available too
“Nevada Benefits helped me find a plan that saved me over $2,000 a year—without the stress.”
— New Las Vegas Resident
✅ Ready to Enroll or Explore Options?
👉 Click Here to compare carriers and get a free quote
📞 Call us at 702-258-1995
